…and it may just be getting started
If you invested N1 million in United Capital Plc, a non-bank financial services firm in 2020 you will be sitting pretty on N58.13 million as at August 04, 2025, equivalent to a 5,713% capital appreciation in just 5 years.
United Capital’s Profit before Tax (PBT) has surged by 269% over the 2020 – 2025 period to N13.79 billion in H1, 2025.
The non-bank financial services firm which has a presence in Nigeria, Ghana and Côte d’Ivoire saw its assets under management (AUM) cross the N2 trillion level in the First Half of 2025.
United Capital has 7 distinct business lines all primed for growth, including: Investment Banking, Asset Management, Trustee, Securities Trading and Stock Broking, Wealth management, a Micro Finance Bank and Consumer Finance.
The firm participated in a record 20 investment banking deals in H1, while its under Asset Management its Money market fund grew by 252% to N140.98 billion in the period, from N39.88bnin H1, 2024.
There were over 22 corporate Trust clients added in H1, in its Trustee business and it was ranked 6th by volume and 7th by value on the Nigeria stock exchange (NGX) in the securities business.
Under Wealth Management, United Capital recorded a 21% growth in its customer base as its Wealth Management revenue grew by 76% to N3.22 billion.
Its Micro Finance Bank customer base grew to 8,681, while its Consumer Finance business recorded loan disbursement of N51.9 billion.
United Capital has been consistently listed among the fastest growing company in Africa by the Financial Times (FT).
It is listed on the NGX and has a market capitalization of N363 billion as the stock is up 41.6% in the past year.
A recently launched investment management business in Francophone West Africa, based out of Côte d’Ivoire with a license to operate in eight countries across French-speaking West Africa., is also a source of future growth.
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